It is very common nowadays that most of us are would be having thousand of questionnaires on mind that how safe would be our personal and financial information on online websites. Therefore, information related to these had to be notified by all the users of online systems as we live in increasingly online world.
Here are some guidelines for you on keeping our information secured.
Only purchase on trusted sites
When you are dealing online and requiring payment, you are advised to avoid dealing with unknown or small retailers because they might have unsecured payment systems. Be smart, always deal with well known online retailers such as Amazon.com, e-bay or deal with only reputable payment processors such as Pay Pal or Google Checkout.
Order your credit card report
Credit Card Report is the window into your ID security. Please be noted that or alert that you must have an evidence of the payment you made through online system. Print the supporting evidence once payment was made. For example, once we UTAR students have made payment through online, it is advisable that we print out the reference number as a proof of the payment.
Know how to spot Phishing
Phishing is a duplicate of the site you are viewing into. They are the thieves that get your personal information by pretending to be the site you trust. To be safe, when you log in to these accounts, make sure you are not being asked for any information that you easily do not encounter previously when you enter the account.
Secure Your Network
Network is the basic that have to be secured especially when your network is through wireless. Through wireless network you must make sure it is secured by password so that thieves could not access our information or grab it easily.
Set Banking Alerts
Nowadays, many financial information has began to offer email and SMS alert. Please make sure you do subscribe it to ensure that you receive the latest news from them. This would avoid or allow you to easily detect unauthorized access as soon as possible.
Be prepared earlier
As we uncertain events cannot be expected when it will occur. Therefore, it is wise that we always make sure that we safeguard any important documents in a hand copy also.
Additionally, most importantly make sure you use different passwords for different accounts that you access online. This is because when your password for one credit card is found, then it would not enable the intruders to find out or access to your other banking system.
Related links:
http://www.investopedia.com/articles/pf/07/online-safety.asp
http://www.finextra.com/fullpr.asp?id=278
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